Their Pitch
The global payments and financial platform for growing businesses.
Our Take
A global business bank that replaces the nightmare of managing multiple international bank accounts and payment processors from one dashboard.
Deep Dive & Reality Check
Used For
- +**Managing separate bank accounts in every country you operate** → Hold 64 currencies and get local bank details in 60+ countries from one account
- +**Your Shopify store losing sales because customers can't pay locally** → Accept payments in 180+ countries with local payment methods built-in
- +**Employees expensing international transactions with crazy fees** → Corporate cards with zero international fees and real-time spending controls
- +**Manually paying vendors across different countries and currencies** → Send payments to 200+ countries with automated bill pay
- +API connects to your platform so customers can split payments automatically - no custom banking integrations
Best For
- >E-commerce stores selling globally and tired of payment processor roulette
- >Growing companies paying vendors in 5+ countries every month
- >Teams issuing corporate cards to remote employees worldwide
Not For
- -Companies that only operate domestically — you're paying for global features you'll never use
- -Very small teams under 10 people — the complexity isn't worth it if you're not doing serious international business
- -Anyone wanting traditional banking products like loans or credit lines — this is payments infrastructure, not a full bank
Pairs With
- *Shopify (where customers actually buy your stuff before Airwallex processes their payments)
- *Xero (to sync all your international transactions since Airwallex isn't doing your books)
- *QuickBooks (alternative to Xero for the accounting sync you definitely need)
- *Slack (where your finance team celebrates not having to log into 8 different bank accounts)
- *Stripe (for domestic payments since some businesses use both for different regions)
- *Wise (what you might graduate from when your transfer volume gets serious)
The Catch
- !Pricing details are mysteriously absent from their marketing - always a red flag for sticker shock
- !You'll still need accounting software since this syncs to Xero/QuickBooks rather than replacing them
- !Expense management costs extra at $5/user/month on top of whatever the base subscription is
Bottom Line
Finally, one place to handle all your international money stuff without opening bank accounts in 12 countries.