Used For

• +**Managing separate bank accounts in every country you operate** → Hold 64 currencies and get local bank details in 60+ countries from one account
• +**Your Shopify store losing sales because customers can't pay locally** → Accept payments in 180+ countries with local payment methods built-in
• +**Employees expensing international transactions with crazy fees** → Corporate cards with zero international fees and real-time spending controls
• +**Manually paying vendors across different countries and currencies** → Send payments to 200+ countries with automated bill pay
• +API connects to your platform so customers can split payments automatically - no custom banking integrations

Best For

• >E-commerce stores selling globally and tired of payment processor roulette
• >Growing companies paying vendors in 5+ countries every month
• >Teams issuing corporate cards to remote employees worldwide

Not For

• -Companies that only operate domestically — you're paying for global features you'll never use
• -Very small teams under 10 people — the complexity isn't worth it if you're not doing serious international business
• -Anyone wanting traditional banking products like loans or credit lines — this is payments infrastructure, not a full bank

Pairs With

• *Shopify (where customers actually buy your stuff before Airwallex processes their payments)
• *Xero (to sync all your international transactions since Airwallex isn't doing your books)
• *QuickBooks (alternative to Xero for the accounting sync you definitely need)
• *Slack (where your finance team celebrates not having to log into 8 different bank accounts)
• *Stripe (for domestic payments since some businesses use both for different regions)
• *Wise (what you might graduate from when your transfer volume gets serious)

The Catch

• !Pricing details are mysteriously absent from their marketing - always a red flag for sticker shock
• !You'll still need accounting software since this syncs to Xero/QuickBooks rather than replacing them
• !Expense management costs extra at $5/user/month on top of whatever the base subscription is

Bottom Line

Finally, one place to handle all your international money stuff without opening bank accounts in 12 countries.