Used For

• +**Your team spends 10 hours/week chasing receipts and manually entering expenses** → Snap photos, auto-categorizes, cuts to 2 hours/week
• +**Invoice processing takes 5 days with 15% error rates** → Same-day payments with automatic cost center splits
• +**Employees use personal cards and wait weeks for reimbursement** → Instant company cards with customizable spend limits
• +**SaaS subscriptions renew automatically and blow your budget** → Virtual cards track recurring payments and prevent surprise charges
• +AI learns from your past transactions - categorizes expenses based on vendor patterns without manual rules

Best For

• >Finance teams drowning in receipt chases and manual expense categorization
• >Companies issuing personal credit cards to employees and losing track of spending
• >Operations managers tired of invoice payment delays causing vendor relationship issues

Not For

• -Teams under 20 people — you're paying €10-15 per user monthly for features small teams rarely need
• -Companies wanting simple out-of-the-box setup — analytical splits and cost center configs take hours to set up properly
• -Budget-conscious startups — hidden card issuance fees and forced plan upgrades can double your initial quote

Pairs With

• *QuickBooks (where your expense data exports to, though splits sometimes break and need manual fixes)
• *Xero (native integration works better than QuickBooks for EU companies with VAT compliance needs)
• *Slack (where your team gets automated reminders about missing receipts instead of finance chasing people)
• *NetSuite (for larger companies, though advanced integrations cost extra and take weeks to configure)
• *Uber (integrates directly so business travel expenses auto-populate without receipt uploads)

The Catch

• !No public pricing means custom quotes after demos - classic enterprise sales model even for smaller teams
• !Integration setup with non-EU accounting systems takes 2-3 weeks and analytical splits get buggy on QuickBooks exports
• !Scale plan upgrade gets forced at 100 users and Reddit users report bills doubling overnight

Bottom Line

Cuts your manual expense tracking from 10 hours a week to 2, but you'll pay enterprise prices even with a mid-sized team.