Used For

• +**Your payment authorization rates suck and you're losing valid sales** → Machine learning fraud detection approves more good transactions, blocks the bad ones
• +**You're manually processing hundreds of disputes and chargebacks each month** → Automated dispute handling and chargeback protection covers eligible losses
• +**Sending affiliate payments to 1,000+ people globally takes your finance team all week** → Bulk enterprise payouts to 200+ countries in one batch
• +Fastlane guest checkout - fills forms automatically, cuts checkout time by ~28%
• +Smart payment retries - automatically re-attempts failed payments with better success rates

Best For

• >Your fraud losses are eating 5%+ of revenue and basic PayPal isn't cutting it
• >Processing $50M+ annually and need one system for cards, digital wallets, and global payouts
• >Your checkout abandonment is killing conversions and you need enterprise-grade optimization

Not For

• -Companies processing under $10M annually — you're paying enterprise prices for volume discounts you won't get
• -Teams without developers — this is API-heavy and needs technical integration, not just plug-and-play
• -Anyone wanting transparent pricing upfront — it's all custom quotes based on your volume and they won't tell you until you're deep in sales calls

Pairs With

• *Salesforce (where your sales team tracks the big deals this payment system needs to support)
• *Shopify Plus (for the actual e-commerce storefront, since this handles just the payment processing)
• *NetSuite (for enterprise accounting and reconciling all those global transactions)
• *Chargebee (for subscription billing management that PayPal Enterprise supports but doesn't lead)
• *Slack (where your finance team gets alerts about failed payments and disputed transactions)
• *Tableau (to make sense of all the payment data and fraud analytics this generates)

The Catch

• !The pricing is completely custom and opaque — expect enterprise-level costs that scale with your volume
• !You'll need dedicated developers for integration and ongoing maintenance, not something your marketing person can handle
• !International transaction fees can hit 4.4% plus fixed fees, which kills margins on smaller transactions

Bottom Line

PayPal for grown-ups who process millions and can't afford to have payments fail.